Max Mortgage Privacy Policy

At Max-Mortgage.com, accessible from max-mortgage.com, one of our main priorities is the privacy of our visitors. This Privacy Policy document contains types of information that is collected and recorded by Max-Mortgage.com and how we use it.

If you have additional questions or require more information about our Privacy Policy, do not hesitate to contact us.

This Privacy Policy applies only to our online activities and is valid for visitors to our website with regards to the information that they shared and/or collect in Max-Mortgage.com.

This policy is not applicable to any information collected offline or via channels other than this website. Our Privacy Policy was created with the help of the

Consent

By using our website, you hereby consent to our Privacy Policy and agree to its terms

Information We Collect

Identifying Information: We collect information that could identify you such as your name, address, telephone number, mobile number, email address, and Social Security Number. We may also collect this type of information from you about others, such as co-borrowers.

Financial Information: We may also collect your credit history, credit scores, your transaction history, and credit products, rates, and payments in the course of processing any application for our financial company partners’ products or services. For additional information relating to your choices about financial information specifically, see ourConsumer Privacy Disclosure.

Other Information: We also collect information such as demographic data, data about your online activity, and other information that is not used to identify you.

How We Collect Information

Information provided by you: We collect information from you when you enter it or otherwise provide it in connection with an inquiry into our Services. This information could be provided via an online form, over the phone, or via other means in which you interact with our Services.

Information from third parties: Information is collected from credit bureaus, lead generators and other partners who may have data on your financial profile, home, or other demographic information.

Information from cookies and other tracking technologies: We use cookies, web beacons, and similar technologies to record your preferences, track the use of our Site and collect information. This information may include internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data. We may combine this automatically collected log information with other information we collect about you. You may choose to set your web browser to refuse cookies, or to alert you when cookies are being sent. If you do so, please note that some parts of our Sites may not function properly.

How We Use Your Information

We use the information we collect from you to provide mortgage lead generation services.

This includes:

- Identifying and matching you with potential mortgage lenders and loan products that may be suitable for your needs

- Communicating with you about your mortgage options and providing you with updates on your application statusImproving our website and services by analyzing your browsing and search history

- Sending you marketing and promotional communications, if you have opted-in to receive such communications

We may share your information only under the following circumstances:

In connection with state or federal licensing requirements.

In connection with a substantial corporate transaction involving Max-Mortgage such as the sale of Max-Mortgage, a divestiture, merger, consolidation, asset sale, or bankruptcy.

If we feel disclosure is appropriate in order to protect our business in response to any investigation, suspected legal activity, or other wrongdoing. We have the right to protect our business and to enforce all agreements.

As a direct response to a subpoena, any similar investigative request, court order, request for cooperation from a law enforcement agency, self-regulatory body, or other governmental agency. This is for us to be able to utilize our legal rights and defend ourselves against any legal claims as we believe is necessary by the law. In specific cases we might raise or waive any legal objection or right available to us.

To process and fulfill your request. All our partners in our provider network, which include banks, mortgage lenders, and brokers, have entered into marketing agreements with Max-Mortgage.com and are required to comply with federal and state privacy regulations. We may also receive information back from our lending partners that pertain to your loan or the products and services we have mutually provided to you. This information has the right to be retained for any litigation, regulatory requests, law enforcement requests, internal analytics, marketing, or any other legal matter.

In an anonymous format. Any shared data will have been generated in a way that does not disclose anything personal and in a way that is in compliance with the law. This data would be sent to any third parties requesting such.

TCPA and California Act Compliance

Max-Mortgage.com is committed to compliance with the Telephone Consumer Protection Act (TCPA) and the California Consumer Privacy Act (CCPA).

This includes:

Obtaining your prior express consent before making telemarketing calls or sending text messages to your phone number.

Providing you with an option to opt-out of telemarketing calls and text messages at any time.

Providing you with the right to access, correct, and delete your personal information in accordance with the CCPA.

GDPR Data Protection Rights

We would like to make sure you are fully aware of all of your data protection rights. Every user is entitled to the following:

The right to access – You have the right to request copies of your personal data. We may charge you a small fee for this service.

The right to rectification – You have the right to request that we correct any information you believe is inaccurate. You also have the right to request that we complete the information you believe is incomplete.

The right to erasure – You have the right to request that we erase your personal data, under certain conditions.

The right to restrict processing – You have the right to request that we restrict the processing of your personal data, under certain conditions.

The right to object to processing – You have the right to object to our processing of your personal data, under certain conditions.

The right to data portability – You have the right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions.

If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us.

Cookies and Do Not Track

We may use cookies and other technologies such as web beacons and pixels to collect information about your online activities over time and across third-party websites or online services or which may allow a third party to track your online activities over time and across different sites when you use the Websites.The Websites may not respond to Do Not Track requests or headers from some or all browsers.

Marketing and Communications

Communications:You may adjust your communications preferences through your My Max-Mortgage.com profile. You may also modify your preferences by clicking on an unsubscribe link at the bottom of certain emails sent from Max-Mortgage.com. Advertising on third party sites:We may use third-party tracking technology. This technology allows targeted advertisements to you from LendingTree businesses. Please review the “Online Tracking and Opt-Out Guide” section of this Policy below for a detailed list of choices on how to opt out of ad targeting.

How We Protect Your Information

We maintain physical, electronic, and procedural measures designed to safeguard your information from unauthorized access and disclosure. No system can be completely secure. Therefore, although we take steps to secure your information, we cannot guarantee that your information, searches, or other communication will always remain secure.

Children's Information

Another part of our priority is adding protection for children while using the internet. We encourage parents and guardians to observe, participate in, and/or monitor and guide their online activity.

Max-Mortgage.com does not knowingly collect any Personal Identifiable Information from children under the age of 18.

If you think that your child provided this kind of information on our website, we strongly encourage you to contact us immediately and we will do our best efforts to promptly remove such information from our records.

Privacy Rights

The CCPA grants individuals the following rights:

Information. You can request information about how we have collected, used and shared your Personal Information during the past 12 months.

Access. You can request a copy of the personal information that we maintain about you.

Deletion. You can ask us to delete the personal information that we collected or maintain about you.

Please note that the CCPA limits these rights by, for example, prohibiting us from providing certain sensitive information in response to an access request and limiting the circumstances in which we must comply with a deletion request. We will also respond to requests for information and access only to the extent we are able to associate with a reasonable effort the information we maintain with the identifying details you provide in your request. If we deny your request, we will communicate our decision to you. You are entitled to exercise the rights described above free from discrimination.

Online Tracking Opt-Out Guide

Like many companies online, we use services provided by Google, Facebook and other companies that use tracking technology. These services rely on tracking technologies – such as cookies and web beacons – to collect directly from your device information about your browsing activities, your interactions with websites, and the device you are using to connect to the Internet. There are a number of ways to opt out of having your online activity and device data collected through these services, which we have summarized below:

Blocking cookies in your browser.

Most browsers let you remove or reject cookies, including cookies used for interest-based advertising.
To do this, follow the instructions in your browser settings.
Many browsers accept cookies by default until you change your settings.
For more information about cookies, including how to see what cookies have been set on your device and how to manage and delete them, visit

www.allaboutcookies.org

.

Blocking advertising ID use in your mobile settings.

Your mobile device settings may provide functionality to limit use of the advertising ID associated with your mobile device for interest-based advertising purposes.

Using privacy plug-ins or browsers.

You can block our websites from setting cookies used for interest-based ads by using a browser with privacy features, like Brave, or installing browser plugins like Privacy Badger, Ghostery or uBlock Origin, and configuring them to block third-party cookies/trackers.

Platform opt-outs.

The following advertising partners offer opt-out features that let you opt-out of use of your information for interest-based advertising:

Google:

https://adssettings.google.com

Facebook:

https://www.facebook.com/about/ads

Twitter:

https://twitter.com/personalization

Tik Tok:

https://ads.tiktok.com/marketing_api/docs?rid=pywkyi6r9g&id=1688307494867970

Advertising industry opt-out tools.

You can also use these opt-out options to limit use of your information for interest-based advertising by participating companies:

Digital Advertising Alliance:
http://optout.aboutads.info

Network Advertising Initiative:

http://optout.networkadvertising.org/?c=1

Outside of the United States

max-mortgage.com is based in the United States and is designed for use by those in the United States. Therefore, it is governed solely by the laws of the United States.

Social Media Content

For any content that you submit on the Site or on Max-Mortgage.com’s Facebook, Twitter, or other social media property, you grant Max-Mortgage.com a perpetual, irrevocable, royalty-free, transferable right and license to use, copy, modify, delete in its entirety, adapt, publish, translate, create derivative works from, and/or sell and/or distribute such content and/or incorporate such content into any form, medium, or technology throughout the world without compensation to you.

Questions? Comments? Contact us

If you have any questions, concerns, or comments about this product privacy notice, please reach out to us at contact@max-mortgage.com.